You’ve worked long and hard. Now is the time to really enjoy life. And with Australians living longer, you’ve a good many years to do all the things you wanted … and more.

Whether you want to spend more time in the garden or take that extended world trip, your money has to work to keep you in the lifestyle you deserve.

Talk to a MeritPlan adviser about:

• maximising your retirement savings
• pension maximisation
• tax effective financial planning
• taking care of life insurance